SpendLens: Budget Envelopes
Give every dollar an envelope. Refill on the 1st, carryover rules, 3-second entry, recurring bills, CSV and PDF export. Everything stays on your iPhone.
Download on theApp StoreSpendLens is old-school envelope budgeting on your iPhone. Fully private, no bank linking, no account.
Put a monthly amount in each envelope. Spend from the right one. When an envelope runs low, that is your signal. SpendLens does the arithmetic paper envelopes never could: refills, carryover, and recurring bills, computed for you.
What Ships in the Box
- Envelopes with monthly refill: every envelope returns to its budget on the 1st
- Carryover rules per envelope: keep the remainder, reset to budget, or cap what carries over (overspend carries too, so the math stays honest)
- 3-second expense entry: cash-register keypad, envelope chips, save
- Recurring bills: rent, transit pass, subscriptions post themselves to the right envelope on their day, every month
- Spending insights: by-envelope charts, 6-month trends, top expenses, month-end pace, and year-to-date totals
- Export: a spreadsheet-ready CSV (this month, last 3 months, or all time) and a monthly summary PDF
- Private by design: everything stays on your iPhone. No account, no cloud, no tracking, and the privacy label is "Data Not Collected"
Free Vs Pro
Free: 5 envelopes, 2 recurring bills, unlimited expense entry, monthly refill and carryover included. Pro: unlimited envelopes and recurring bills, carryover rule changes (keep, reset, cap), spending insights and charts, CSV and PDF export.
Spendlens Pro
Pro is available as an auto-renewing monthly or yearly subscription, or as a one-time lifetime purchase. The current price is always shown in the app before you buy.
Pro subscriptions renew automatically until cancelled. Payment is charged to your Apple Account at confirmation of purchase. Cancel anytime in Settings > Apple Account > Subscriptions; cancellation applies at the end of the current period. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://innovalabworks.com/a/spendlens/privacy
More in this category
SpendLens: Budget Envelopes does one job well, works offline, and keeps your data on this device. There is no cloud sync, no account, and nothing to sign up for.
Who it is for
SpendLens: Budget Envelopes is for anyone who wants a dependable way to handle this without a spreadsheet or a complicated setup. It sits in the Finance category on the App Store.
Private by design
No ads, no trackers, no data harvesting, and no cloud sync. Your entries stay on this device and never pass through our servers. There is a Delete All My Data control, so you stay in charge.
Common questions
What is SpendLens: Budget Envelopes?
Give every dollar an envelope. Refill on the 1st, carryover rules, 3-second entry, recurring bills, CSV and PDF export. Everything stays on your iPhone.
Is SpendLens: Budget Envelopes on the App Store?
Yes. It is available now on the App Store.
Does SpendLens: Budget Envelopes work offline?
Yes. Everything runs on your device, so it works with no signal.
Does SpendLens: Budget Envelopes work on iPad?
Yes. It is a universal app and runs natively on iPhone and iPad.
Does SpendLens: Budget Envelopes include in-app purchases?
Some advanced features require an in-app purchase. The App Store shows the current choices, prices, and terms for your storefront before you confirm anything.
Read the SpendLens guide · Contact support · Privacy
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